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5 Reasons to Choose GMF Real Estate Loan Insurance?

5 Reasons to Choose GMF Real Estate Loan Insurance?

5 Reasons to Choose GMF Real Estate Loan Insurance?

 

If you intend to give credit in your bank, the loan insurance requirement is mandatory, whatever your bank. As a result, this insurance cover makes it possible to recover the money lent, as well as to protect the borrower’s family. If ever, it is in the case of inability to repay for personal reasons, death or total and irreversible loss of PTIA autonomy, GMF real estate loan insurance with the help of a contract ensures the coverage of your loan. However, you must opt ​​for insurance when applying for a loan. So, to learn more, here are 5 reasons to choose GMF real estate insurance.

The benefits of GMF borrower insurance

The benefits of GMF borrower insurance

Several advantages are valid when subscribing to GMF real estate loan insurance. Thus, guarantees are generally available according to each type of mortgage. For cases of total impossibility and continues to practice, the ITT guarantee or Total Temporary Incapacity intervenes directly. The same applies to the IPT guarantee or Total Permanent Disability, in the event of a declaration of permanent disability, on the functional and professional incapacity of the insured.

The individual insurance contract

The individual insurance contract

As the name suggests, it is a personalized guarantee with custom pricing.

 For this contract, the credit insurance rate offered by GMF varies according to some criteria such as the age of the insured, the amount borrowed, the state of health of the borrower etc. For each case, a health questionnaire study must be done before each proposed rate validation.

Therefore, the tariff will not be officially proposed until after studying the completed document by the insurance underwriter. So everything can depend on the examination of the questionnaire of your health. Namely that the insurer can take care of you by giving you a premium or make you exclusions.

Since this is a mortgage and if you are among those who will be supported, the insurance rate of a home purchase varies from 0.1 and 0.7% of the capital at GMF.

Loan insurance at a ridiculous price and a refund of the zero interest loan

Loan insurance at a ridiculous price and a refund of the zero interest loan

Several loan repayment and duration modulation profiles concern the repayment terms of the zero-interest mortgage loan GMF.

Another reason to subscribe to GMF home loan insurance is its derisory price. With its low rates, it is quite the best solution to opt for its mortgage insurance. Indeed, its insurance products are often simple and consistent, that’s exactly the solution you need. Take two seconds to read the notice here !

Very competitive rates and a ridiculous price

Very competitive rates and a ridiculous price

To this day, GMF real estate insurance is the leader offering very competitive rates and proving to be the best contract. Indeed, your cost of GMF home loan insurance is well calculated to measure.

In fact, your quote is issued as what you can see and good or even clearer on everything that is overall cost, contributions, average insurance rate etc … on this insurance. GMF is ready

The best guarantees of GMF real estate insurance

The best guarantees of GMF real estate insurance

We can thus call this offer of “Prêtiléa”. An insurance contract to cover a home loan in case of inability to repay, due to death or a total and irreversible loss of autonomy. Three great basic guarantees are available namely:

The accidental death guarantee, valid from the signature of the immediate and provisional contract.

The accidental death guarantee, valid from the signature of the immediate and provisional contract.

The all-cause death guarantee, in case of illness or other cause

The guarantee Total and Irreversible Loss of Autonomy in case of incapacity, due to an illness or accident and which needs a help of a third.

 

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